
Telemedicine Programs via Clever Health
It’s similar to traditional telemedicine, but more…well, clever! Use the Clever Health app to access virtual healthcare, mental health support and prescription discounts. All MSA members qualify for Smart Virtual Care for employees and dependents, who can use it for treatment of minor illnesses such as pink eye, strep throat, prescription refills and more.
You also have access to Bella, an AI-driven chat bot is both anonymous and available 24/7 to help with anxiety and depression. With Clever Connections, you can connect with someone who shares a similar experience when you face tough decisions or real-world problems.
Using Clever Rx, your employees will pay less for prescriptions. This discount program includes more than 55,000 FDA-approved medications, nearly half of which cost less than $10. This pricing beats the average insurance plan 80% of the time!
Benefits are available to all MSA members through the Clever Health mobile app.
Please click here to register your Clever Health membership. Once registered, your Clever Health profile will go live on our next enrollment date (the 1st of each month).
Or, scan the QR code to download the Clever Health app.


Ancillary Insurance Benefits Via Aflac
MSA Health & KG have partnered with Aflac to provide an ultra-seamless process for our MSA members to procure high quality ancillary benefits for themselves, their families, and their employees.
These are a-la-cart, individual plans are paid by the individual but powered by the group.
Key Features Include:
- Ability to customize plans for your specific family and financial needs
- Easy enrollment via your computer or smart phone
- As a member of MSA, you have access to significant discounts
- Simplified underwriting- no lengthy medical questionnaires or exams
- Conveniently pay with your preferred method
- Keep your coverage regardless of your employment status or employer
To learn more about these new MSA’s new ancillary benefits click here or scan our MSA/Aflac QR code below.


Payroll Solutions via Paylocity
MSA’s new payroll solution via Paylocity is offering our MSA members up to a 40% discount compared to retail payroll pricing. Paylocity is perfect for MSA member groups of any size and Paylocity can tailor your payroll needs today.
Key Features Include:
- Paylocity Payroll and HRIS Solution providing preferred pricing for all MSA Members
- Software Developer in the PR/HCM space – $200M R&D budget for 2025
- 100% native solution with an open API
- Scalable solution to support all organizational changes and growth
- Customized product deployment for each unique client
- Mobile first to engage all employees within one record of truth
- Award Winning Service Model
Submit a request for more information by clicking here or scanning the Survey Monkey link below.


Dental & Vision Insurance via Humana
Healthy employees are key to your company’s success! Enjoy access to world-class group dental and vision insurance benefits with no waiting periods.
Please click here to request more information on our MSA Humana Dental & Vision plans.

401k Plans via Principal
In partnership with Principal and KG, MSA is introducing its first ever SMB 401k solution. Lower your service fees by opting into our PEP 401k program via Principal.
Key Features Include:
- Added expertise – Fewer decisions to make, relying on experienced professionals with tailored knowledge and skills for plan administrative service and investment management.
- Saves time – Reduced administrative tasks, free up valuable time for you and your staff that can be focused instead on the business,
- Reduces risk – Reduced fiduciary risk, shift risk to designated fiduciaries along with those related plan fiduciary tasks.
- Reducing Cost – With a PEP, the audit is consolidated across all adopting employers, so sponsors with over 100 eligible employees save the cost of a stand-alone audit.
- Pre-packaged services and providers
This program is suitable for MSA members with 10 or more employees. Learn more today by clicking here!

MSA Medical Insurance via Clearwater Health
MSA Health & Kuhlmann Group (KG) have partnered with Clearwater Health to bring first class, affordable medical insurance to our MSA members. This program is perfectly suited for small to midsized businesses (SMB), as it provides business owners with the ultimate flexibility when designing their group plan.
Key Features Include:
- Average quote is a 37.5% discount to what legacy carriers quote
- No OOP cost for imaging, procedures, or surgery when using Care Coordination
- Includes large national PPO network with out of network coverage
- Return of unused claims fund to employer at EOY
- Superior mental health coverage
- Concierge primary included no limits or out of pocket costs
- ACA and DOL compliant
- $0 cost generics
Visit here to learn more today!
For MSA members that are eligible for Medicare, Kuhlmann Group has streamlined the enrollment process. If interested, click here to learn more or start the enrollment process.
You’ll also find useful Medicare information within the two KG links below:

Employee Benefits Advisory via Kuhlmann Group
As an MSA Pro member with five or more employees, you can enjoy complimentary advisory services on health insurance and human resources from MSA’s insurance expert. Whether you are looking for individual or companywide plan coverage, Kuhlmann’s experts will guide you to the right insurance options. They offer advice on everything from traditional medical to long-term care and disability benefits.
Please click here to request a Kuhlmann Group employee benefits consultation. Once requested, a Kuhlman Group representative will reach out to start the process.